Terms of Service — Riyadh 2030 Platform Usage Agreement and Legal Terms

Effective Date: March 23, 2026

Last Updated: March 23, 2026

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Riyadh 2030, a publication of The Vanderbilt Portfolio (“Riyadh 2030,” “we,” “us,” or “our”), governing your access to and use of the riyadh2030.ai website, its content, data products, newsletters, and associated services (collectively, the “Platform”). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.

If you do not agree with any provision of these Terms, you must discontinue use of the Platform immediately. Your continued use of the Platform following the posting of any changes to these Terms constitutes acceptance of those changes.

1. Definitions

For the purposes of these Terms, the following definitions apply:

“Content” means all text, articles, analysis, data, images, graphics, charts, dashboards, trackers, databases, newsletters, and other materials published on or through the Platform.

“Premium Content” means Content that is designated as available only to subscribers or paying users, including but not limited to premium intelligence reports, detailed data exports, and bespoke analysis.

“User Content” means any content, comments, feedback, suggestions, or other materials submitted by users to the Platform.

“Intellectual Property” means all patents, copyrights, trademarks, service marks, trade names, trade secrets, and other intellectual property rights associated with the Platform and its Content.

“Data Products” means structured datasets, dashboards, trackers, indices, and other data-driven offerings available through the Platform.

“Services” means all services provided through the Platform, including but not limited to content delivery, data access, newsletter distribution, and premium subscription services.

2. Eligibility and Account Registration

The Platform is available to individuals who are at least 18 years of age or the age of majority in their jurisdiction, whichever is greater. By using the Platform, you represent and warrant that you meet this eligibility requirement.

Certain features of the Platform may require account registration. When creating an account, you agree to provide accurate, current, and complete information and to update such information as necessary to maintain its accuracy. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate accounts that provide false or misleading registration information, engage in prohibited activities as described in these Terms, or remain inactive for an extended period.

3. License and Permitted Use

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform and its Content for your personal, non-commercial purposes. This license does not include any right to:

• Reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any Content except as expressly permitted by these Terms or applicable law
• Use any data mining, robots, scraping, or similar data gathering or extraction methods on the Platform
• Access the Platform through automated means or interfere with the proper functioning of the Platform
• Circumvent, disable, or otherwise interfere with security-related features of the Platform

Fair Use and Limited Reproduction

You may quote or excerpt limited portions of our Content for purposes of commentary, criticism, news reporting, teaching, scholarship, or research, provided that such use qualifies as fair use under applicable copyright law and that proper attribution is given to Riyadh 2030 and the relevant author. Attribution must include the article title, author name, publication date, and a hyperlink to the original content on riyadh2030.ai.

Commercial Use

Any commercial use of our Content — including but not limited to incorporation into paid products, redistribution to paying clients, use in commercial presentations or reports, or systematic reproduction for commercial purposes — requires a separate licensing agreement. Commercial licensing inquiries should be directed to info@riyadh2030.ai.

Data Products

Access to and use of our Data Products is governed by the specific terms associated with each product. Free Data Products available on the Platform may be used for personal research and analysis but may not be redistributed, resold, or incorporated into competing products without express written permission. Premium Data Products are subject to additional terms specified at the time of purchase or subscription.

4. Intellectual Property Rights

All Content, Data Products, software, design elements, logos, trademarks, and other materials on the Platform are the property of Riyadh 2030 or its licensors and are protected by copyright, trademark, and other intellectual property laws. The compilation of all Content on the Platform is the exclusive property of Riyadh 2030 and is protected by copyright law.

The Riyadh 2030 name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of The Vanderbilt Portfolio. You may not use these marks without our prior written permission.

Nothing in these Terms grants you any right, title, or interest in the Platform or its Content beyond the limited license expressly granted herein. All rights not expressly granted are reserved.

5. User Content and Submissions

By submitting User Content to the Platform — including comments, feedback, suggestions, corrections, and other communications — you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with the Platform and our business operations.

You represent and warrant that you own or have the necessary rights to submit User Content and that such content does not infringe the intellectual property rights, privacy rights, or other rights of any third party.

We reserve the right to remove or decline to publish any User Content that, in our sole discretion, violates these Terms, is inappropriate, or could expose us to liability.

6. Disclaimer of Warranties

THE PLATFORM AND ALL CONTENT, DATA PRODUCTS, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT:

• The Platform will be available without interruption or error-free
• Defects will be corrected in a timely manner
• The Platform or the servers that make it available are free of viruses or other harmful components
• The Content is accurate, complete, current, reliable, or error-free
• The results obtained from use of the Platform will be accurate or reliable

No Financial or Investment Advice

THE CONTENT PUBLISHED ON THE PLATFORM, INCLUDING BUT NOT LIMITED TO ECONOMIC ANALYSIS, MARKET DATA, INVESTMENT COMMENTARY, AND SECTOR ASSESSMENTS, IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVICE.

You should not make any financial, investment, trading, or other decisions based solely on the Content without first consulting with a qualified financial advisor who is aware of your specific circumstances. We are not registered as a securities broker-dealer, investment advisor, or in any similar capacity in any jurisdiction, and we do not hold ourselves out as providing financial advisory services.

Past performance data, economic projections, and analytical estimates presented on the Platform are not indicative of future results. All investments involve risk, and you should be prepared to bear the full loss of any investment.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RIYADH 2030, THE VANDERBILT PORTFOLIO, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE PLATFORM EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

THESE LIMITATIONS APPLY WHETHER THE LIABILITY IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

8. Indemnification

You agree to indemnify, defend, and hold harmless Riyadh 2030, The Vanderbilt Portfolio, and their respective officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms, your use of the Platform, your User Content, or your violation of any law or the rights of any third party.

9. Third-Party Links and Content

The Platform may contain links to third-party websites, resources, and services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we are not responsible or liable for any damage or loss arising from your use of any third-party content or services.

Links to third-party sites are provided for informational purposes and do not constitute an endorsement of the linked site or its content. We encourage you to review the terms and privacy policies of any third-party sites you visit.

10. Privacy

Your use of the Platform is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

11. Modifications to Terms

We reserve the right to modify these Terms at any time in our sole discretion. Material changes will be indicated by updating the “Last Updated” date at the top of this document. Your continued use of the Platform following the posting of modified Terms constitutes your acceptance of such modifications.

We encourage you to review these Terms periodically to stay informed of any changes. If you do not agree to the modified Terms, you must discontinue use of the Platform.

12. Termination

We may terminate or suspend your access to the Platform, in whole or in part, at any time and for any reason, with or without notice and with or without cause. Upon termination, your license to access and use the Platform and its Content shall immediately cease.

All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, limitations of liability, and indemnification obligations.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any dispute arising out of or related to these Terms or your use of the Platform shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules.

The arbitration shall be conducted by a single arbitrator, and the arbitration proceedings and any award shall be confidential. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or to prevent irreparable harm.

14. General Provisions

Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, and any additional terms applicable to specific features or services, constitute the entire agreement between you and Riyadh 2030 regarding your use of the Platform.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, pandemic, war, terrorism, labor disputes, or failures of third-party services.

Headings

The headings in these Terms are for convenience only and do not affect the interpretation of any provision.

15. Jurisdiction-Specific Provisions

Users accessing the Platform from within the Kingdom of Saudi Arabia should be aware that Saudi Arabia’s evolving regulatory framework governs certain aspects of digital content, data handling, and electronic transactions. The Personal Data Protection Law, enacted in 2023, establishes privacy requirements and data processing standards applicable to entities collecting data from Saudi residents. Users are responsible for understanding and complying with the laws of their jurisdiction as they relate to the access and use of analytical intelligence products. The Kingdom’s new investment law (2024) and property ownership system (effective early 2026) have broadened the scope of foreign participation in Saudi economic activity, and users should consult qualified legal counsel regarding the applicability of these frameworks to their specific circumstances. Nothing in these Terms constitutes investment advice, regulatory guidance, or legal counsel regarding Saudi Arabian law or the laws of any other jurisdiction. The Platform’s analytical content is produced for informational and educational purposes, and users must exercise independent judgment in applying this content to investment, business, or policy decisions.

The Platform’s coverage of Saudi Arabia’s economic transformation — including analysis of entities such as the Public Investment Fund (AUM exceeding $1 trillion as of 2025), the Expo 2030 Riyadh Company, Saudi Aramco, and various giga-project developers — is based on publicly available information, scraped data, and analytical inference. We do not claim access to material non-public information, and our analysis should not be construed as insider information or as having been produced with the cooperation, endorsement, or approval of any Saudi government entity, sovereign wealth fund, or commercial organization discussed in our content.

16. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: info@riyadh2030.ai

Subject Line: Terms of Service Inquiry

Publisher: The Vanderbilt Portfolio

We will endeavor to respond to your inquiry within five business days.

By continuing to use the Riyadh 2030 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.